MAROKO133 Hot crypto: Crypto.com to Launch Crypto Lending and Stablecoin Yields via Morpho

📌 MAROKO133 Breaking crypto: Crypto.com to Launch Crypto Lending and Stablecoin Yi

Crypto.com is expanding its decentralized finance offerings by integrating Morpho, the second-largest DeFi lending protocol, into its platform.

The move will allow users to lend wrapped crypto assets and earn stablecoin yields directly on Cronos, the blockchain developed by Crypto.com.

The integration, announced Thursday, will bring stablecoin lending markets to Cronos later this year.

Crypto.com to Let Users Borrow Stablecoins Against Wrapped BTC and ETH on Cronos

Users will be able to deposit wrapped Ether (CDCETH) and wrapped Bitcoin (CDCBTC), tokenized versions of ETH and BTC on Cronos, and borrow stablecoins against their deposits to generate yield.

Wrapped assets allow users to interact with DeFi protocols on a specific blockchain without bridging native tokens.

By keeping funds within the Cronos ecosystem, Crypto.com aims to streamline the lending process and deepen engagement with its native chain.

Morpho’s co-founder, Merlin Egalite, said the initiative is designed to offer a seamless front-end experience powered by decentralized infrastructure.

The protocol will be integrated directly into Crypto.com’s user interface, eliminating the need for separate wallets or platforms.

Morpho currently holds over $7.7 billion in total value locked, according to DefiLlama, making it the second-largest protocol in the DeFi lending space.

It matches lenders and borrowers across protocols like Aave and Compound, optimizing rates through its peer-to-peer layer.

Crucially, Morpho’s services will be available to U.S. users despite the Genius Act, signed into law in July 2025, which prohibits stablecoin issuers from paying yield directly.

Egalite clarified that lending stablecoins is a distinct activity from receiving reserve yields, making it legally permissible.

This marks Morpho’s second major exchange integration in recent weeks. On September 18, Coinbase integrated the protocol into its app, allowing users to lend USDC through vaults managed by Steakhouse Financial.

The platform advertises potential yields of up to 10.8%, far above the 4.5% offered through standard USDC rewards.

Coinbase CEO Brian Armstrong later declared the company’s ambition to become a full-service crypto “super app,” positioning itself as an alternative to traditional banks.

That ambition has rattled legacy finance. In August, major US banks and the Bank Policy Institute urged Congress to tighten regulation on stablecoins, warning that unchecked growth could pull trillions from the traditional banking system.

Coinbase pushed back, calling the claims “false” and accusing banks of defending outdated fee-based models threatened by crypto innovation.

Banks Turn to Stablecoins as Competition Increases

In August, Citigroup CEO Jane Fraser confirmed the bank is “looking at the issuance of a Citi stablecoin” while developing tokenized deposit services for corporate clients seeking 24/7 settlement capabilities.

Earlier in June, JPMorgan also launched JPMD deposit tokens for institutional blockchain payments while CEO Jamie Dimon was questioning its use case.

The bank served as lead underwriter for Circle’s IPO, which has climbed over 500% since its $31 offering price.

It also appears that some institutions are showing approval to control stablecoins, as seen in the recent Bank of England’s proposal for strict ownership.

The bank caps between £10,000 and £20,000 for individuals and £10 million for businesses, which triggered widespread backlash.

The post Crypto.com to Launch Crypto Lending and Stablecoin Yields via Morpho on Cronos appeared first on Cryptonews.

🔗 Sumber: cryptonews.com

📌 MAROKO133 Eksklusif crypto: Why Trump’s Tariff Dividend Plan Ignites Crypto Trad

President Donald Trump floated the idea of giving every American taxpayer a “dividend” check worth $1,000 to $2,000, funded directly from tariff revenues.

The proposal, revealed in a Thursday interview with One America News Network, has sparked excitement among crypto traders who recall how previous rounds of stimulus injected fresh liquidity into Bitcoin and altcoins.

Crypto Traders See Echoes of 2021 Stimulus as Trump Floats Tariff-Funded Checks

Trump said the plan would redirect hundreds of billions in tariff revenue collected since his administration imposed sweeping duties on foreign nations.

“They’re just starting to kick in, but ultimately, your tariffs are going to be over a trillion dollars a year,” Trump stated.

According to the president, the funds could pay down debt and be distributed directly to citizens. He described the idea as “a dividend to the people of America.” Trump also stressed that such a measure would require congressional approval.

Treasury data shows the federal government has already earned $214.9 billion from tariffs this year, with $31.3 billion added in September alone.

Unlike the pandemic-era relief checks, which were deficit-financed, Trump’s proposal positions tariffs as the funding source.

That distinction has attracted both praise and skepticism. According to Crypto Patel, a renowned KOL on X (Twitter), it is a bullish move that could inject more capital into the market.

“Brilliant move, using tariffs to fund stimulus checks puts America first and stimulates the economy without printing more money,” wrote Patel.

Legal and Political Hurdles Face Echoes of 2021 Stimulus Rallies

For the crypto community, the bigger story lies in the potential downstream effect. Many remember 2021, when US stimulus checks coincided with a massive retail-driven surge in Bitcoin, Ethereum, and meme coins.

“If this passes, it could be a massive catalyst for crypto. Remember what happened last time retail got stimulus cheques in 2021,” trader Miles Deutscher said on X.

BitMEX founder and former CEO Arthur Hayes, along with experts in fields beyond crypto, is equally enthusiastic about the prospective dividend.

“…the last time the US gave its citizens stimulus checks.. Bitcoin and stocks rallied hard!” Rufas Kamau, a financial markets expert, noted.

The prospect of fresh consumer liquidity entering markets has led many to speculate on another wave of risk-on momentum, particularly for crypto assets.

Despite the euphoria, the plan faces steep hurdles. The Supreme Court is scheduled to review Trump’s tariff authority in early November, after lower courts ruled much of his tariff program illegal.

Treasury Secretary Scott Bessent has warned that if the Court strikes down the tariffs, the government could be forced to refund between $750 billion and $1 trillion. This casts doubt on whether the revenue stream will remain intact.

Still, Trump remains optimistic, framing the initiative as debt reduction and populist redistribution.

“We’re thinking maybe $1,000 to $2,000 – it would be great,” he said, referring to the size of the checks Americans might get. 

For crypto traders, even the possibility of new stimulus checks funded by tariffs is enough to rekindle memories of the 2021 bull run and fuel hopes of history repeating itself.

Nevertheless, it is worth mentioning the previously flaunted DOGE dividends for Americans earlier in the year has yet to materialize.