MAROKO133 Update startup: Pintarnya gains pace 💳. Crypto momentum builds 🚀. Global sustain

📌 MAROKO133 Update startup: Pintarnya gains pace 💳. Crypto momentum builds 🚀. Glob

Dear subscriber,

This week’s highlights cover key shifts across Indonesia’s digital, financial, and regulatory landscape, including Pintarnya’s rapid credit growth and the shutdown of Maucash in the fintech lending space. We also track record crypto transaction activity, new developments in artificial intelligence education, and growing interest in data center and AI investments through Special Economic Zones.

On the policy front, we highlight tighter digital governance in online gaming, continued digital taxation of global tech firms, expanded access for tax authorities to e-wallet and crypto data, ambitious QRIS growth targets from Bank Indonesia, and regulatory action against an AI platform. Rounding out the edition, we explore how global sustainability reporting standards are beginning to reshape corporate practices in Indonesia. Stay tuned for more insights on Indonesia’s tech, digital, and startup landscape in the weeks ahead.

Warm regards,
DailySocial Team

🚨What’s New

Pintarnya’s Rapid Credit Growth Signals Resilient Consumer Lending
Pintarnya’s loan disbursement reaching over 14 million transactions highlights sustained demand for short-tenor digital credit amid cautious consumer spending. Backed by January Capital, the platform’s performance reflects how alternative lenders are filling gaps left by traditional financial institutions. This growth suggests borrowers are increasingly comfortable with app-based credit for everyday needs. It also reinforces investor confidence in Indonesia’s fintech lending fundamentals, despite tighter regulatory oversight.

Maucash Shuts Down, Marking a Turning Point for Fintech Lending
The closure of Maucash underscores the increasing pressure on digital lending platforms to achieve sustainable unit economics. Rising compliance costs, funding constraints, and borrower quality challenges are reshaping the competitive landscape. This move signals that scale alone is no longer enough in Indonesia’s maturing fintech ecosystem. Market consolidation may accelerate as only well-capitalized and disciplined players remain.

Indonesia Launches ICEx as OJK-Licensed Crypto SRO
Indonesia has officially launched the International Crypto Exchange (ICEx) as an OJK-licensed self-regulatory organization for digital assets and crypto markets. Backed by a Rp1 trillion investment from a consortium of local and regional industry players, ICEx is designed to strengthen market governance, transparency, and institutional-grade infrastructure. The initiative reflects Indonesia’s push toward a more mature and regulated crypto ecosystem, aligned with global best practices such as those seen in the US and Japan. Under the supervision of Otoritas Jasa Keuangan, ICEx will oversee trade reporting, market integrity, and member supervision, positioning Indonesia to play a larger role as a regulated crypto hub in Southeast Asia.

👏What’s Exciting

Indonesia’s Crypto Transactions Reach New Highs
Crypto transaction value in Indonesia surged to more than IDR 482 trillion throughout 2025, signaling strong retail participation despite global market volatility. This growth reflects increasing mainstream adoption, driven by easier access through local platforms. Younger investors continue to view crypto as both an investment and speculative asset. The scale of activity further strengthens Indonesia’s position as a key digital asset market in Southeast Asia.

Universitas Indonesia to Launch AI Study Program in 2026
The upcoming artificial intelligence program at Universitas Indonesia reflects rising demand for advanced digital skills across industries. As businesses accelerate automation and data-driven strategies, talent readiness becomes a national priority. This move aligns academia with industry needs, particularly in technology and innovation sectors. It also signals Indonesia’s ambition to compete regionally in AI capability development.

KEK Targets Large Investments in Data Centers and AI
Special Economic Zones are positioning themselves to attract major investments in data centers and artificial intelligence infrastructure. This strategy supports Indonesia’s growing digital economy and cloud adoption trends. Reliable data infrastructure is becoming critical as enterprises scale digital services. The initiative also highlights government efforts to anchor long-term tech investments domestically.

Government Plans Identity Verification Cameras in Online Gaming
The plan to implement verification cameras in online platforms like Roblox signals tighter digital governance. Authorities aim to enhance user safety, especially for minors, as online gaming adoption grows rapidly. This move reflects broader concerns around digital identity and platform accountability. It may also influence how global platforms localize compliance in Indonesia.

Indonesia Maintains Digital Taxation on Global Tech Firms
Despite global minimum tax debates, Indonesia reaffirmed its stance on taxing large digital platforms. This approach protects domestic tax revenues as the digital economy expands. It also reinforces regulatory certainty for multinational technology companies operating locally. The policy reflects Indonesia’s firm position on digital sovereignty and fiscal fairness.

Bank Indonesia Targets Major Growth for QRIS in 2026
Bank Indonesia’s goal of reaching 17 billion QRIS transactions and 60 million users highlights the rapid shift toward cashless payments. QRIS continues to unify merchants and consumers under a single interoperable system. This growth supports financial inclusion, especially among SMEs and informal sectors. Digital payments are increasingly becoming part of daily economic activity.

Tax Authority Gains Access to E-Wallet and Crypto Data
The ability of <a href="https://nasional.kontan.co.id/news/mulai-ta…

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🔗 Sumber: dailysocial.id

📌 MAROKO133 Eksklusif startup: Jago brews fresh capital ☕, EV momentum accelerates

Dear subscribers,

This week, Indonesia’s tech and digital economy narrative reflects disciplined growth amid regional normalization. Capital continues flowing into operationally efficient models such as Jago Coffee and Green Rebel, while edtech and venture players pivot toward profitability and stronger monetization. On the macro front, EV downstreaming is nearing full investment realization and AWS is deepening AI infrastructure commitments, reinforcing Indonesia’s industrial and digital backbone. Regionally, QRIS expansion across APEC with South Korea as an early implementation corridor. As APAC fintech is entering a structural growth phase, creating momentum for Indonesia to scale beyond payments into broader digital finance.

Stay tuned as we continue tracking the capital flows, policy shifts, and strategic moves shaping Indonesia’s evolving digital economy.

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🚨 What’s New

• Jago Coffee reportedly raises $12.5M Series B
  Investor appetite for tech-enabled F&B models remains intact as mobile coffee operators continue to scale across urban clusters. Reports indicate that Jago Coffee secured $12.5 million in Series B funding led by Beenext, reinforcing confidence in its route-based, neighborhood distribution model. The hybrid approach—offline carts powered by digital demand mapping—keeps capital expenditure lean while maximizing reach. In a maturing startup environment, operational efficiency and repeat consumption are becoming stronger signals than pure growth velocity.

• Green Rebel Foods raises Rp209.8B
  Alternative protein continues to attract capital despite a cooling funding climate. Plant-based startup Green Rebel Foods raised Rp209.8 billion to expand product innovation and market reach. While domestic adoption is still building, ESG-driven investment logic and rising health awareness strengthen its long-term positioning. The move reflects how food-tech players are aligning sustainability narratives with local taste adaptation to build defensible brands.

• Edtech shifts toward sustainable monetization
  Margin clarity is replacing growth-at-all-costs in the education technology sector. A closer look at emerging edtech profitability strategies shows startups pivoting to hybrid B2C-B2B models, institutional contracts, and stronger ARPU discipline. Investor scrutiny is pushing operators to prove recurring revenue stability rather than headline user growth. In a price-sensitive but high-demand education landscape, durability now outweighs rapid expansion.

• Koltiva pilots AI-powered traceability
  Supply chain transparency is gaining urgency amid tightening global ESG requirements. Agritech firm Koltiva launched an AI-driven traceability pilot to improve monitoring across agricultural commodities. Data-backed traceability enhances compliance and export credibility. The move highlights how Indonesian agritech players are embedding AI to strengthen global competitiveness.

• EV investment realization nears full deployment
  Industrial downstreaming efforts are translating into measurable progress in the EV sector. Recent data shows that EV investment realization has reached nearly 90%, with 155% growth. Commitments span battery ecosystems, assembly facilities, and supply chain integration. The figures reinforce Indonesia’s ambition to evolve from resource exporter to integrated EV manufacturing base.

• AWS deepens AI infrastructure commitment
  Cloud providers are accelerating AI infrastructure expansion as enterprise demand intensifies. AWS reaffirmed its investment focus in Indonesia, emphasizing AI workload readiness and scalable cloud capacity. As more corporates embed AI into operations, hyperscale infrastructure becomes foundational rather than optional. The continued capital deployment s…

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  🔗 Sumber: dailysocial.id

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